Star Comprehensive Health Insurance policy provides the necessary financial assistance that a person requires during a medical emergency. The policy comes with zero sub-limits or capping and can cover all the family members under a single sum insured with lifelong renewals. Available on both individual and family floater coverage basis, the Star Comprehensive medical scheme pays for maternity (normal and caesarean delivery), bariatric surgery, and quite a few daycare procedures.
Features & Benefits of Star Comprehensive Health Insurance Policy
Following are the key features and benefits of the Star Comprehensive Health Insurance policy:
- Higher Sum Insured Amount- It comes with high sum insured options ranging from Rs 5 lakh to Rs 1 crore.
- Installment Premium Payment Facility- Premium can also be paid in monthly, quarterly and half-yearly instalments. It can also be paid in a lump sum for the entire policy term.
- Cashless Hospitalization- Reduces out-of-pocket expenses by providing cashless treatment in over 11,000 network hospitals
- No Exit Age- There is no limit on the exit age for the insured under this policy.
- Pre-existing Diseases- Pre-existing illnesses can also be claimed once the waiting period of 3 years is over
- Co-Payment- Co-payment is not required up to 60 years of age and 10% is applicable on claims from 61 years of age