Star Red Carpet senior citizen health plan is perfectly designed for elderly people above the age of 60 years. There is no need for any pre-medical screening before buying this health insurance policy, which proves to be a boon for senior citizens. Check out what this policy has to offer to people between the age group of 60 and 75 years.
Features of Star Red Carpet Senior Citizen Health Plan
- Individual/Family Floater Cover- Available on both individual and as family floater basis.
- Wide Range of Sum Insured Options- The sum insured options for individual cover are Rs 1 Lakh to Rs 25 Lakh. And those who are looking for family floater coverage can choose between Rs 10 Lakh and the Rs 25 Lakh. Three new additional sum insured options have also been introduced i.e. Rs.15 lakh, Rs.20 lakh and Rs.25 lakh.
- Cashless hospitalization- The policyholder can avail it in more than 9900 network hospitals.
- Pre-Existing Diseases: Any pre-existing illness can be covered after a waiting period of 12 months.
- Pre- policy Medical Screening: It is not mandatory for senior citizens to undergo medical screening. However, if you showcase the medical records Blood urea & creatinine, BP Report, Sugar (blood & urine), and Stress Thallium Report then 10% of the premium can be waived. The tests that you.
- Co-payment- On opting for sum insured between Rs 1 Lakh and Rs 10 Lakh- 50% co-pay applies to pre-existing disease related claims. On opting for sum insured between Rs 15 Lakh and Rs 25 Lakh co-pay of 30% applied on all the admissible claims.